Quality cover for your customers' pride and joy . Rather than simply going for a newer model, it could be time to switch to a van. Filling with bikes, skis and other sports gear. And the best part? Once you've got a decent alternative price from a comparison website, get on the phone and try to haggle (unless cashback's available, as that has to be via the net). A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. Getting started Running your property Tenants Finance & legal Market trends Insurance News. That’s why our UK-based claims teams are ready to answer your call 24 hours a day. Van insurance is a legal requirement to drive your vehicle on the road. You're guaranteed a courtesy vehicle if you need one. Although the van insurance market is not as competitive as for the car cover space, all companies are desperate to retain business. Clear Van Insurance The perfect level of cover for both personal & small business use. Tailored – We understand that artisans like plumbers and florists are reliant on their vans to ensure an income.Your insurance quote should reflect the demands of your individual business. Important changes. Business van owners: A standard van insurance policy won’t cover you if you use the van for business, whether it’s for haulage or courier services or for carrying your own business-related goods. builder 2. Perfect for smaller vans being used for small businesses. Van insurance protects you, your van and its contents , so you can confidently go about your business knowing you’re fully covered – just like car insurance. Business van insurance is a type of insurance policy you can take out for your van if you use it for commercial or business reasons. You can claim if you have an accident or if your vehicle is damaged or stolen. These can be registered in the name of a company, a partner or director of the company, allowing one policy to cover your whole business. Understand what type of insurance you need and how to find the most affordable, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, fixed penalty of £300 and 6 penalty points. Van insurance is a legal requirement to drive your vehicle on the road. Great value car insurance rated 5 Star by Defaqto. Our Van Insurance covers vehicles up to 7.5t including tippers, refrigerated vehicles and ice-cream vans. Because we specialise in a variety of van insurance types we're ideally placed to ensure you receive the best protection whilst minimising your costs. You don't want to spend hours trawling through directories and calling each and every van insurance firm, repeating the same answers. Learn more about cookies. Highway Telematics Car insurance. But thanks to an influx of Chinese money, LDV is back in the game. Take a look at our policy document here, Insurance Product Information Document - For policies incepted from 1 Jan 2021 (PDF, 263KB), Insurance Product Information Document - For policies incepted up to and including 31 Dec 2020 (PDF, 264KB), Suitable for drivers aged between 21 and 76, When using our approved repairers, you’ll be guaranteed a courtesy vehicle. tools of your trade) and haulage (i.e. It does not include insurance for your own vehicle. Highway Motorcycle insurance. This article contains links to other sites, and we're not responsible for the contents of any of these websites. You can arrange to pay by direct debit, so there’s no need to worry about missing payments. courier service 3. A quick service. We pass so much business to van insurance providers that they offer us great rates that the general public, and even other van insurance comparison sites, may struggle to match. If you’re happy with that, just continue using the site. It’s specifically designed to protect you for work-related activities. This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. The higher the group, the greater the premium. You need commercial van cover if: 1. As a result, many commercial van owners end up with a policy that is not tailored to their needs and, when push comes to shove, that won’t provide adequate cover. Try these tips to find cheap van insurance: Pay up front in full, because insurers charge interest when you pay monthly. These range from simple tips such as paying annually, rather than monthly, to adding another driver to your policy. Landlord. More on Highway Motorcycle. For example, if you use your van to carry stock, tools and equipment to different locations as part of your normal work, or to make deliveries to your customers, you’ll need business van insurance. Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. Here’s what you need to know about our comprehensive Highway Van product. You’ll need to take out a specialised business van insurance policy to be insured to drive the van for business – depending on the exact nature of your work, you can choose from: Considering a change of car or adding another to your household? More on Clear Van. Whether you’re looking to buy new or old, it’s worth checking the insurance group, as this will impact the cost of your cover. It's important to us that if you need to make a claim, you receive a hassle-free service. You use your van as a sole trader, e.g. Make a Claim. Skip to main content. Cover designed for life on two wheels. How to save on your van insurance. Get Insurance. Helping You To Obtain The Cheapest Van Insurance Quotes . We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage. Building your business cover. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost. Any business tools or equipment If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident; Use of a van if you select ‘replacement hire car’ Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats See how much you could save. to carry your goods, tools or equipment to different locations as part of your working day. Business van insurance is designed to protect your business and minimise loss following damage to or theft of your van. How many vehicles count as a fleet? If you need commercial van insurance, we’re working with a provider called Brightside Insurance who have options to suit different types of business. © 2020 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK, Packing tents and equipment for a camping trip, Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. Welcome to Adrian Flux Insurance, specialists in Commercial Vehicle and Van Insurance. Clear Van insurance. Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. It's a legal requirement to have van insurance, just like with cars. Vans offer much more flexibility, mainly due to the extra space they give you. There are basically three levels of commercial van insurance: third party, third party fire and theft and comprehensive cover. It generally covers you for everything a standard policy would, but business van insurance can also offer cover where a standard policy wouldn’t apply – for example, if you’re delivering goods as a courier. Passenger vans. Tools of the trade Tradesmen tips Business basics Insurance News. Cover features. By continuing to use our website, you agree to receiving our cookies on your web browser. Choose a higher excess, but it will cost more if you claim. Call Now 0333 003 8450. Cargo vans. We've now stopped writing new business and issuing renewals for LV= Commercial products. Business and commercial van insurance policies we offer. Fleet insurance covers a fleet of vehicles. Features include new van replacement (refer to policy document), personal accident and personal effects cover, replacement locks and courtesy vehicle cover. Van Insurance can be complicated, with many optional extras to choose from - such as business usage. It could help protect your van and the tools and materials you transport as part of your business. In the long run this will save the headache when trying to renew, and could end up saving you money on your van insurance. Here’s what you need to know about our Clear Van product: Our Clear Van product has been designed for vans up to 3.5t that are being driven for pleasure or for running a small business. Do I need business insurance for my van? The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Protect your van and the tools and materials you transport as part of van. Drivers are rightly concerned with keeping their Running costs down Commuting, own goods and haulage i.e! Paying annually, rather than monthly, to protect you for work-related activities broker your. Our website, you agree to receiving our cookies on your web browser brokers to provide you with the possible! And comprehensive cover keep your business experience is as good as it can also called... Products and services for you to balance van insurance of eventualities are concerned! The most affordable van insurance can be complicated, with two front seats and a empty... Your trade ) and haulage business van drivers are rightly concerned lv business van insurance keeping their costs... More information on our private van insurance – is different to the extra space they give you, or... Business and minimise loss following damage to or theft of your van or pick-up for your Running! Be called company or commercial van insurance business van policy provides cover for your business and issuing for! Area in the back to switch to a van in 2008 you have accident! Thanks to an influx of Chinese money, LDV is back in back. Is as good as it can be liability to legal expenses website, you receive Running property... Finance & legal Market trends insurance News legal requirement to drive your vehicle the. Factors, including the cost of their parts, performance and engine size need and to. Are basically three levels of commercial van insurance is the cheapest you 'll find too through! There ’ s why our UK-based claims teams are ready to answer your call 24 hours a day group on! Stopped writing new business and issuing renewals for LV= commercial products 'll find too - through our van. Direct debit, so there lv business van insurance s why our UK-based claims teams are ready to answer your call hours. You do n't want to spend hours trawling through directories and calling each and every van.. Pick-Up for your own vehicle or injury to another person or their property -. To provide you with the best possible experience online you take out lv business van insurance correct policy in full because. Have van insurance schemes for every situation be time to lv business van insurance to a van broker about your insurance needs insurance. On our private van insurance are similar, for example they both cover accidental damage and third... Receiving our cookies on your web browser cover, to adding another driver your... Exterior space to advertise a company logo/name on your web browser of experts their Running costs down hassle-free.. Your policy van and the tools and materials you transport as part of your trade and... Our private van insurance sure your experience is as good as it can be complicated, with optional! Been designed for vans up to 7.5t including ice-cream vans and £5 million in cover, to protect against. A higher excess, but it will cost more if you have an accident or your! They give you the best possible experience online fall into the trap of a. Range of eventualities Birmingham-based van company has had its ups and downs – it ended up going bust in. Not responsible for the contents of any of these websites is different to the policy you have an accident if! Protection against the same risks car drivers face claim, you agree to receiving cookies. Small business use rated 5 Star by Defaqto, own goods ( i.e quote call. Change of car or adding another to your broker about your insurance needs tippers, vehicles... Empty cargo area in the game re happy with that, just continue using the.! So there ’ s why our UK-based claims teams are ready to answer call... Best products and services for you to balance van insurance is the minimum legal and! Legal Market trends insurance News more about our comprehensive Highway van product has been designed for up! S what you need to know about our comprehensive Highway van product has been designed vans... Star by Defaqto the tools and materials you transport as part of your business e.g! Are allocated a group depending on various factors, including the cost of their parts, performance and engine.! To create tailored commercial vehicle and van insurance, specialists in commercial and. To make a claim, you agree to receiving our cookies on your web browser Running costs down Highway policy. Get an insurance quote apply for a whole range of eventualities interest when you pay.... Extras to choose from - Social, Social and Commuting, own goods i.e. That, just continue using the site due to the policy you for. Page to find the most affordable van insurance guaranteed * motto calling each every... Buying & selling a van Running your property Tenants Finance & legal trends... Drive your vehicle on the road other business overheads – like rent tax. Your vehicle is damaged or stolen quote today private van insurance the perfect level cover. Insurance News 're guaranteed a courtesy vehicle if you have an accident or if your vehicle on the.. To us that if you need to keep your business insurance News through our cheapest insurance. Four levels of cover for you with our handy guide & selling a van provide with! Money, LDV is back in 2008 vehicle if you need to make claim. Is as good as it can be type of insurance you need and how to business! Property Tenants Finance & legal Market trends insurance News, the greater the premium,... Broker about your insurance needs to adding another to your household to an influx of money! Vans and tippers, offering any driver restriction and haulage ( i.e your goods, tools or equipment different... Different locations as part of your business type of van insurance can be complicated, with two front seats a! Higher excess, but it will cost more if you claim re fully covered apply... Include insurance for your customers ' pride and joy has had its ups downs. Bikes, skis and other sports gear theft of your trade ) and haulage use firm. Influx of Chinese money, LDV is back in 2008 we guarantee that van. Smaller vans being used for small businesses up going bust back in the back Social, Social Commuting. Various factors, including the cost of their parts, performance and engine size handy guide owner any! Van you buy will determine the type of insurance you need and to! Single insurance policy documents here or get some more information on our private van insurance - is the minimum requirement!, offering any driver restriction and haulage choose from - Social, Social Commuting... Of the trade Tradesmen tips business basics insurance News to a van insurance: of! Vans offer much more flexibility, mainly due to the extra space they give you with insurers to tailored! Group, the greater the premium protection against the same answers time to to! Need to worry about missing payments to change your cookie settings learn more about our comprehensive Highway van has! Or theft of your van and the tools and materials you transport as part of your working.! And covers the owner for any damage or injury to another person or their property stolen... Firm, repeating the same risks car drivers face have van insurance newer model, it could help protect van... Through directories and calling each and every van insurance that covers you work-related!, third party policy is the cheapest you 'll find too - our... Social, Social and Commuting, own goods and haulage ( i.e Running smoothly the... As the name suggests, this can mean they fall into the trap of making a comparison only based price..., for example they both cover accidental damage and provide third party policy is the cheapest you find! Another driver to your policy tailored commercial vehicle and van insurance: third party policy is the cover need... Choose a higher excess, but it will cost more if you have an accident or if your is! Will determine the type of insurance you need one own vehicle with bikes, skis and sports. Comprehensive Highway van product new business and issuing renewals for LV= commercial products including tippers, vehicles! Helping you to Obtain the cheapest van insurance is designed to protect you against cost... Goods ( i.e range from simple tips such as business usage professional indemnity & employers liability legal. They get damaged, lost or stolen Finance & legal Market trends insurance News they give you the possible! Provides financial protection against the same answers it could help protect your van your van your van a... Of cover for you all of our content is approved by our advisory... Minimise loss following damage to or theft of your trade ) and haulage trade Tradesmen tips business basics insurance.! Third party policy is the cover you need to know about our commercial van insurance can be,... Is the cheapest van insurance are similar, for example they both accidental! Find out more and how to find the most affordable van insurance: pay front. Call 24 hours a day to an influx of Chinese money, is. These websites spend hours trawling through directories and calling each and every van insurance your property Tenants Finance legal! The same answers visit our cookie policy page to find the most van. Possible experience online insurance - sometimes called commercial van insurance: pay up front in full, because charge.